Travel Medical Insurance
Travel medical insurance provides medical coverage and other travel benefits during international trips, with various plan types available.
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USA Travel insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons.
What does travel insurance include?
- Trip Cancellation
- Emergency Medical Expenses
- Trip Interruption
- Medical Evacuation / Repatriation
- Return of Remains
- Baggage Loss
- Accidental Death & Dismemberment
- Ancillary Benefits
Sometimes life happens and plans change.
Don't get caught without travel insurance, get free quotes today!
Frequently Asked Questions About Travel Insurance
What is travel insurance?
Travel insurance is trip insurance for American residents taking international or domestic trips. It provides both travel and medical coverage and can include numerous other benefits depending on the plan.
Key Benefits of travel insurance (what it covers)
Though each can differ when you compare travel insurance plans, most feature benefits including:
- Trip cancellation coverage
- Trip interruption coverage
- Travel delay coverage
- Coverage for lost or delayed luggage
- Emergency medical coverage
- Other ancillary benefits including lost passport assistance and emergency cash transfer
Why do you need travel insurance?
You need travel insurance because many of the biggest expenses involved in taking a trip are nonrefundable, such as airline tickets and prepaid hotel bookings. A travel insurance plan can reimburse you for your prepaid, nonrefundable expenses if your trip has to be cancelled, delayed, or interrupted for a covered reason.
How much does travel insurance typically cost?
The cost of international travel insurance and domestic travel insurance can vary depending on the plan you choose, your trip details, your personal details, and the level of coverage you select. Enter your information in the quote form above to see a travel insurance comparison of the plans that meet your needs.
Which company's travel insurance is best?
If you’re looking to compare travel insurance and wondering which company has the best international travel insurance or domestic coverage, you’ve come to the right place. Our website makes it easy to do a travel insurance comparison to see which plan is the best for you. We offer all the best insurance plans from top travel insurance companies. Enter your information in the quote form above to view them.
Is travel insurance worth it?
Travel insurance is definitely worth it because you can’t predict the future. If you have to cancel your trip or become sick or injured on your trip, it could cost you a lot of money. Travel insurance can protect you from those unexpected expenses.
Can I purchase travel insurance after booking an airplane ticket?
Certainly, but we recommend you purchase trip insurance soon after. If something were to happen that causes you to need to cancel your trip before the effective date of the policy, it would not be covered.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of travel insurance.
Browse Insurance GuideCustomer Experiences
Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
I was looking to book an insurance policy required for Costa Rican entrance from the United States. Booking online was extremely easy, and I also called customer service for a few clarifications. I would absolutely use Insubuy again, and they have Gary to thank for that one.
Buying travel insurance is not fun for most everyone but having a company like Insubuy that brokers various policies, simplifies selection process and then has people like Byron to walk through every step to insure accuracy and answer any questions is stellar.
Was A tremendous help in helping me get the insurance for my trip to Europe. Agent was very patient, Thorough, and in the end I got exactly what I needed for my trip. She was a true joy to work with. Again thank you for all your help, you’re an asset.
My wife and I had a cruise trip in Europe this year. Our flight was tremendously delayed. We had to flight in the next day. Fortunately, we bought a travel insurance from Insubuy and tried to claim for the trip delay. Byron gave us a great hand and successfully helped us to get our claim. We really appreciated Insubuy for the excellent service.
I purchased travel insurance for an upcoming trip to Thailand. I had a very good experience with Maggie Jiang who was extremely helpful and made my purchase very simple and easy. She provided excellent customer service. Thank you Maggie!
Couldn't be easier and very quick. I had purchased once before, and as it had been a few years, I called and spoke to the agent, Byron, who handled my request with ease and confidence. Within a couple minutes I had everything I needed for our next trip and had my questions answered so that I knew I had adequate cover.
Katie helped me to understand the travel insurance I needed for my upcoming cruise to New Caledonia. She was very knowledgeable, friendly and helpful in finding me the best policy at the best price. Thank you Katie!
Why Buy from Insubuy?
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
- Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
- Expert Advice – Licensed agents are standing by to answer any question you may have.
- Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
- Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
- Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
- No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
Looking for a different type of coverage?
Annual Multi-Trip Insurance
For multiple trips, annual travel insurance offers year-round coverage, typically higher amounts, and is usually cheaper.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More