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Health Insurance for International Students & Exchange Visitors
Find international student insurance that meets your program’s requirements.
Insubuy Student & Exchange Visitor Health Insurance
Why Buy from Insubuy?
Insubuy has been a trusted partner to international students and scholars for decades.
Why should you buy from us?
AS MENTIONED IN
Insubuy will be by your side throughout your academic journey in the US and beyond, committed to supporting your health and safety every step of the way.
Customer Experiences
Insubuy has looked after your wellbeing for more than two decades. Read what some of our customers are saying.
“I've been buying travel insurance from Insubuy for at least 10 years for my family and our visitors from overseas...their site is easy to use offers lots of different policies and comparisons between them.”
-Zsoka
“After searching around on the internet, I came across Insubuy. Their website was easy to navigate and gave me wide range of policies to consider with an easy-to-use quote system.”
-Krishna
“I am an international student looking for health insurance all by myself and it's an incredibly difficult process. Insubuy laid out all my options, which was incredibly helpful.”
-Polina
“I did not know how to get the appropriate insurance for my Exchange Student and the agent...spent a lot of time listening to my concerns about wanting to have the best amount of insurance...”
-Dar
Learn More About International Student Insurance
Do you have questions about insurance for international students or scholars? We can answer that!
Browse Insurance Guide
Frequently Asked Questions About International Student Insurance in the US
How much does health insurance cost for international students in the US?
The exact cost for international student health insurance in the US depends on a variety of factors including your length of stay, whether or not you are covering any F2 dependents, and the specific plan you choose.
Is insurance required for international students?
The health insurance requirements for international students depend on the school you will be attending. Each college or university will state their insurance requirements for international students. Be sure to purchase a student insurance plan that meets each off them.
What are insurance options for J1 and J2 visa holders?
All J-1 and J-2 visa holders are required to have insurance coverage that meets the minimum standards set by the US Department of State. The J1 insurance plans we offer meet all State Department requirements.
What is OPT health insurance for F1 students?
OPT health insurance is medical insurance specifically for international students taking part in Optional Practical Training, or OPT, a program that allows international graduates to remain in the US for up to 36 months in order to gain relevant work experience in their field of study. If you want to know how to apply for OPT, contact your Designated School Official (DSO).
Exchange Visitor Insurance Plans
Why You Need J1/J2 Visa Exchange Visitor Insurance
If you’re traveling to the US on a J1 or J2 visa as part of an official exchange program, compliant international health insurance is required for you by the US Department of State, and it must meet all requirements the DOS has set. All J visa insurance plans we offer either meet or surpass these requirements, allowing you to remain protected and compliant throughout your exchange visit to the USA.
Find exchange visitor insurance plans that meet your needs
Benefits of Exchange Visitor Health Insurance
Emergency Medical Care
Emergency Medical Care
PPO Network
PPO Network
Medical Evacuation/Repatriation
Medevac
Return of Mortal Remains
Return of Mortal Remains
AD&D Coverage
AD&D Coverage
RX Coverage
RX Coverage
Frequently Asked Questions
What is a J-1 Visa?
A J-1 visa, also known as an exchange visitor visa, is for anyone visiting the United States as part of an exchange program. J-1 visa holders can be international exchange students, visiting scholars, researchers, professors, and other cultural exchange participants. J-2 visa holders are the accompanying dependents of J-1 visa holders.
What are insurance options for J-1 and J-2 visa holders?
All J-1 and J-2 visa holders are required to have insurance coverage that meets the minimum standards set by the US Department of State. The J1 insurance plans we offer meet all State Department requirements such as:
- Emergency medical coverage – Compliant insurance must provide a medical maximum of at least $100,000 per incident.
- Emergency medical evacuation – The State Department requires J-1 visa insurance to provide at least $50,000 in coverage for emergency medical evacuation.
- Return of mortal remains – All J-1 insurance plans are required to provide at least $25,000 in coverage for return of mortal remains.
Is health insurance required for a J-1 visa?
Yes, health insurance is required for a J-1 visa per the US Department of State. Depending on your sponsoring organization, you may either be provided J1 visa medical insurance through the organization or be required to purchase insurance independently. We can provide several option for J1 visa insurance that meet all requirements.
What are important considerations when looking to buy J1 visa insurance?
When purchasing J1 visa health insurance, be sure that it meets all State Department standards at minimum. However, we also recommend some of the below coverages to stay protected and save money during your time in the USA.
- Meets all standards – Make sure that any insurance plan you buy meets all US State Department minimum standards for J1 visa insurance. All plans we have available on this page meet those standards.
- PPO network coverage – It’s a good idea to purchase J1 visa insurance that participates in a PPO network. PPO network participation means that you can save money on in-network treatment, and the provider can often bill the insurance company directly.
- Prescription drug coverage – All J1 visa insurance plans we have available offer prescription drug coverage. This is important, as it can save you a significant amount of money on prescription costs for any new medical conditions.